If you have a bankruptcy in your past, whether recently or some time ago, you know that it can be detrimental to your credit. It can be difficult to convince a lender to give you financing, particularly on an expensive purchase like a home or car. However, it is possible to buy an auto with a little effort on your part and with a dealer who is willing to take a chance on you. Begin your journey for auto loans after bankruptcy in Marysville / Snohomish County by following 4 distinct steps:
- Determine your budget. Take into account your “take-home” pay and subtract all expenses you currently have. This is the rough amount you have available for a car payment, fuel, routine maintenance costs and assorted fees.
- Collect as much of a down payment as you can. A dealer tends to look more favorably at a potential buyer who has a larger than average down payment. Providing more money at the outset saves you money in the long run.
- Obtain a current copy of your credit report and score. Make corrections of any errors as soon as you can as this will raise your score.
- Choose a reliable dealership. Recommendations from satisfied customers and online reviews can steer you in the right direction.
Carson Cars has a long standing reputation as being fair and affordable. We have a huge inventory and experienced personnel who can guide you through purchase and financing. Call the experts today at (855)583-9356 for auto loans after bankruptcy in Marysville / Snohomish County.
I went in to Carson Cars deathly afraid of being screwed over. Ed was very very patient and worked with me to ensure that I drove off the lot with an affordable car that runs very well. Everyone was informative and helpful- from the folks on the lot, to the manager who sat down with us at one point. I will be back once in all paid off to upgrade my car. I’ve finally found a place that I trust and I look forward to being a returning customer of theirs.