When you’re looking to buy a used vehicle for the first time there are many factors that must be taken into consideration. While there are no negatives on your credit history to affect your loan application, there are no positives either. You are starting with a clean slate. A lender does not know whether you are a good credit risk or not. This can sometimes be a problem. However, there are first time auto loans in Seattle / King County to allow you to buy a premium pre-owned car for all of your transportation needs.
If you have the time, establishing a positive credit history with timely payments on low limit credit cards is highly beneficial. There are times, though, that this is not possible. You have options.
Dealerships welcome your loan application and also provide a large selection of dependable autos from which to choose. You will have to meet a minimum income requirement that varies by dealer and proof of residency and insurance. A bigger down payment is a huge plus. Having a co-signer can further increase your chances for financing.
Buying your first auto via monthly payments is quite exciting but also offers a level of uncertainty. Prepare a list of questions for your dealer so that you will navigate the process with your eyes open.
Stop by the Carson Cars dealership today to browse our extensive inventory and to discuss the availability of first time auto loans in Seattle / King County. Call us to learn more at (855)583-9356.
This was the best car purchasing experience I have ever had and I used to work in car dealerships! An amazing and super nice and helpful crew. I was the first sale for the new sales guy, today was his 1st or 2nd day at work and with his mentor it was fun! And the finance gentleman was so thoughtful and considerate. They really met my needs and I am very grateful. Highly recommend Carson Cars! Ty guys!!