FAQ’s On Your Auto Loan
Q: I have been turned down for financing before. Can you get me approved?
A: Yes! We get you a loan when others can’t! We offer in-house financing, where WE ARE THE BANK. WE make the credit decisions right here!
Q: Can you help me re-establish my credit?
A: Yes, when we finance you, we will report your payment history to the credit bureaus. This is one of the fastest and easiest ways to help you build or rebuild your good credit!
Q: How long does the application process take?
A: You will be contacted very promptly by our credit professionals handling your loan request. The approval process is usually within several minutes to a few hours.
Q: Can I get an auto loan even if I have bad credit?
A: Yes! We have assembled a team of lender and credit professionals to help finance where you are going, not where you have been.
Q: Will it help if I have a co-signer on the loan?
A: Sometimes having a co-signer available can be a real plus. Our credit professionals will discuss this with you in detail after your initial application.
Q: How much down payment will I need?
A: We have programs for all situations. Some buyers can buy with as little as $500.oo down while others may need up to 25% of the purchase price. Every situation is different. Apply today and one of our credit professionals will work with your situation to make the deal happen.
Q: What do I need to get started?
A: You can bring in some things to help speed up the process. A current paystub, proof of residence (phone bill, etc.), 6 personal references (name, address, phone and relation), insurance info, any trade-in paperwork/title (if applicable), and your down payment.