Author: Holly C

If you have less than perfect credit, you may need bad credit auto loans in Mill Creek. You may think that having bad credit can keep you from purchasing a vehicle, but that is not always the case. At Carson Cars, we want to help get you into a new-to-you car, truck, or SUV as soon as possible with a loan you can manage. Here are some things you should consider when applying for financing if you have bad credit.

1. Prepare to have a large downpayment or significant trade-in. The larger down payment you have, the less amount you will have to finance for your loan.
2. Prepare to have a more significant interest rate. With poor credit, you will need to prepare to pay a higher interest rate on your loan since you are a bigger financing risk to lenders. Regularly making car loan payments on time will help build your credit, and you may be able to refinance with a lower interest rate after you establish and re-establish your credit.
3. You may need to consider a buy here pay here option. Carson Cars features easy, in-house financing options for buyers that are unable to obtain traditional financing. This is an option that will also help rebuild your credit.
4. You may qualify for financing with your own bank. If you have less than stellar credit but have an established long-term relationship, you may be able to get financing from your bank or credit union.

Having bad credit shouldn’t make you stop your vehicle search. If you are searching for bad credit auto loans in Mill Creek, contact us at (425) 697-6969 to set up an appointment with one of the members of our sales team. 

If you are looking for good credit auto loans in Mountlake Terrace, you should consider coming in to look at Carson Cars. We have auto loans for every type of buyer. Sometimes customers assume that to buy a vehicle from used car dealers, you probably have a poor credit score, but that is not true. Here are some reasons you should consider a used car if you have excellent credit.

1. You will get a reasonable interest rate. With a good credit score, you will get a tremendously low-interest rate. We work with multiple financing companies and find the best interest rate possible.
2. You will maintain your good credit score by not overextending yourself with hefty payments.  Large payments can often make it challenging to keep up with if they are more than you can afford.
3. You don’t have to have a large downpayment. The better the credit you have, the lower down payment you will be required to make. In some cases, when you need to purchase a vehicle quickly, it really helps to have the flexibility of a lower down payment.

The bottom line is that you will save money by purchasing a used vehicle. You will also save money with a lower interest rate. Overall, a used vehicle is a wise purchase that won’t put you in a difficult financial situation later on.

If you are looking for good credit loans in Mountlake Terrace, contact Carson Cars at (425) 697-6969 to set up a time to come view our inventory. We’d love to help you find a great loan and vehicle to find your needs and budget!

Have you been looking for auto loans in Snohomish? Auto loans aren’t hard to come by if you are looking in the right place and meet the proper criteria. However, it is always important to find the right loan for you and your family. Financing with the wrong kind of loan for you can lead to a financial headache. We want to make sure that your car buying experience is fantastic from start to finish.

Even with less-than-perfect credit, we should be able to help you find a loan that suits your needs. We have auto loans and payment options for every type of buyer.

1. Good Credit: Do you have good to great credit? You can count on equally great financing options from our partner lenders. Chances are you will get a very low-interest rate, and not need to make a huge down-payment.
2. Poor or Fair Credit: Do you have less-than-perfect credit? If so, and you have a reliable income and a down payment, you may still be able to get financing. Sometimes people are nervous to apply because they assume that they will get a rejection. You don’t know if you don’t try to apply.
3. Bankruptcy: Do you have a recent bankruptcy in your history? If so, you may assume that you won’t be able to get a loan. That isn’t necessarily true. It’s entirely possible that you may be able to get financing. This will help rebuild your credit and establish a good payment history.

If you are looking for auto loans in Snohomish contact us at (425) 697-6969. We here at Carson Cars want to help you find a great used vehicle for you and your family!

Are you looking for teacher car loans in Lake Stevens? There are various specific loans made just for teachers. Chances are if you are a teacher, you are on a budget and savvy about getting a good deal. Here at Carson Cars, we want you to be aware of the types of loans available to you.

Some institutions specialize in helping teachers with financing for the purchase of a new or used vehicle. Often, you can find teacher’s credit unions that have low-interest rates and prefer to work with teachers. At the beginning of the school year, you may also find financing options with a low down payment or low-interest rate offer.

If you are concerned about having a lower credit score, you have to remember that auto loans are a secured loan since you have a car as the guaranteed item, so it is a smaller risk loan. Banks also want to loan people money for vehicles. That’s the way they make money through interest. Your steady income and teacher’s salary will be a sign that you will be reliable at paying your car payments. There’s also the option of buy-here-pay-here loans, which allow you to purchase a used vehicle even in cases of a poor credit score.

Carson Cars would like to help you with both your vehicle search and financing if you are looking for teacher car loans in Lake Stevens. If you want to gather more information on the best way to get financed for the vehicle you want, all you have to do is get in touch with us today. Call our team at (425) 697-6969, and we can go over our current inventory as well as all of the best financing options available to you.

You can buy affordable cars in Lynwood by shopping at Carson Cars. Finding an accessible vehicle is very important for most consumers when they are shopping for a car. You need to think about several things when you are considering the major purchase that it is.

The first thing you should consider is what type of vehicle you are looking for. When you are considering an affordable car, you decide if you want a two-door, a sedan, a van, an SUV, or a truck. What will suit your needs the best? You will want to consider what purpose this new-to-you- the vehicle will serve and make sure you choose accordingly.

Another thing you should think about is your budget. When you are buying a used vehicle is not the time to make impulsive decisions. Before you start looking, you should set a realistic budget. This means you should consider your down payment amount and your monthly payments. You will also want to take a look at your interest rate to make sure you are comfortable with your financing options. A vehicle should not cause a significant financial burden on you or your family members. Choosing something that you can afford will contribute to your overall satisfaction with the purchase.

The more comprehensive of a list you have about what you want in your affordable vehicle, the better off you will be when it comes time to buy one. It will save a great deal of frustration if you are prepared with what you want.

When you are ready to decide to look for affordable cars in Lynwood, contact Carson Cars at (425) 697-6969 to talk about our inventory. We will be happy to help find the perfect vehicle to meet your needs.

If you’re thinking about purchasing a new-to-you used vehicle, one of the questions you might have is what kind of loan you can get. You may not know what type of car loans in Marysville, you qualify for. Here at Carson Cars, we don’t want you to stress over being able to get a loan for your car. We want you to concentrate solely on finding just the right used car, truck, or an SUV for you and your family. We have financing options for all types of buyers, no matter what kind of credit you have.

Carson Cars offers loan possibilities for almost every financial situation. We don’t want past financial hardships to impact your ability to purchase a used vehicle. We have different kinds of car loans. We have a buy-here-pay-here as an option. This is where you buy your vehicle at Carson Cars then make your monthly payment here also. This is a fantastic option for many people. This option is typically useful for people with less than perfect credit.

We also work with reputable finance companies to find the best loan option for you and your family. If you’re a teacher or military service member or a veteran, there might be specific options just for you.

At Carson Cars, we know that getting into a used vehicle can be difficult when you need a car loan. We want to consider your complete financial situation when we’re looking for the perfect loan for you. If you have any questions concerning car loans in Marysville, be sure to call us right away at (425) 697-6969. We would like to set up a time to talk with you more about your loan possibilities.